New Delhi, Dec 27 || Investors have poured over Rs 3 lakh crore into mutual fund schemes through systematic investment plans until November, for the first time in a calendar year.
The data from Association of Mutual Funds in India (AMFI) said SIP inflows in the calendar year touched Rs 3.04 trillion (lakh crore) for the first time, up from Rs 2.69 trillion in 2024.
The rise in SIP inflows came as investors increasingly relied on the staggered investment route amid market volatility, which helped to offset a decline in lump‑sum investments.
Lump‑sum investments into active equity schemes stood at Rs 3.9 trillion as of October 2025, down from Rs 5.9 trillion a year earlier, while SIP investments in active equity schemes rose 3 per cent to Rs 2.3 trillion in the same period, AMFI data showed.
“SIPs have emerged as India’s preferred long-term wealth-building habit, helping investors maintain discipline through market volatility while steadily deepening equity participation across market cycles,” said Venkat Chalasani, chief executive, AMFI.